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Miscellaneous Professional Liability

Hamilton USA’s Miscellaneous Professional Liability Insurance for small commercial enterprises protects against liability arising from the professional activities of people who work in low- to medium-risk industries. We provide coverage up to $2 million per claim for more than 50 classes of professionals: art services, coaches, event planning, property management, salons, tailoring, travel—and more.

Within these products, we offer:

  • a claims-made and reported trigger
  • retroactive coverage consistent with expiring professional liability coverage
  • extended reporting periods
  • protection for innocent insureds

  • coverage for spouses and domestic partners
  • coverage for employees and, if required, independent contractors, volunteers, and joint-venture partners
  • coverage for newly acquired subsidiaries

We also offer cyber coverage that includes first-party data breaches as well as third-party liability that covers claims made against the insured for failure to secure personal information.

Contact Gabriel Fox, Vice President, Underwriting & Design at
gabriel.fox@hamiltongroup.com or 609-349-7755 for more information. for more information.