Pollution Liability Underwriting Solution

Hamilton’s Pollution Liability Underwriting Solution provides comprehensive site pollution coverage from a variety of environmental exposures. The site coverage is aimed at safeguarding business owners from pollution claims arising from a variety of environmental threats related to liability from managing, leasing, or owning real estate assets.

This product also provides assurance from pollution-related incidents arising from an insureds product failure which triggers a pollution condition to third parties. A flexible, menu-driven policy form allows the Insured to tailor their coverage to their specific requirements. The product can also be incorporated with Hamilton’s complement of other environmental products.

Coverage

• Onsite Cleanup
• Offsite Cleanup
• Legal Defense
• Non-owned Disposal Locations
• Non-owned Locations
• Transportation Pollution Liability
• Emergency Response Cost
• Reputational Damage Cost
• Product Pollution
• Bodily Injury
• Property Damage
• Contracting services

Coverage Highlights

• Gradual & sudden, accidental & abrupt events
• First & third-party clean-up cost
• Broad definition of pollutants
• Natural resources damage
• Punitive damages
• Mold & legionella
• Restoration cost
• Illicit abandonment
• Green building materials
• Medical monitoring
• 90 day Automatic extended reporting period
• Reputational Damage and Emergency Response Costs (to policy limit)
• Insureds Choice of Counsel provision