Bespoke Property coverage
Our Property Insurance underwriting team specializes in large North American commercial Assureds with active risk management strategies. We collaborate with a variety of Producers, Clients, and industries that require technical underwriting expertise and a consistent, sustainable approach to their Property (re)insurance needs.
Hamilton’s innovative use of technology and extensive market experience enables our underwriters to take on more risk and customize solutions to meet each client’s specific coverage requirements.
Contact us
Gavin Davis
Head of Property Insurance
[email protected]
Submissions
[email protected]
Claims
[email protected]
Kylie Tomas
Chief Claims Officer, Hamilton Re, Ltd.
[email protected]
Capacity
- Up to US$40 million per risk on non-critical cat fire layers
- Up to US$30 million per risk on complex risks including power, mining & petrochemical classes
- Up to US$7.5 million per risk on critical cat layers (Tier 1 Windstorm)
- Up to US$7.5 million per risk on California earthquake
- Up to US$7.5 million per risk on high hazard flood (zone A&V)
- Actual capacity deployed dependent on risk profile and attachment point
Participation
- Tailored 1st Party Coverages (manuscript follow form)
- All levels of attachment* – buffer layers, excess of loss, primary, quota share
- DIC/DIL Single Peril coverages (Earthquake, Flood, Hail, Wildfire, or Windstorm only)
- Long term agreements (LTA) available – up to 36 months pre-paid; ensures consistent premium budgeting for our clients
* Underwriters can only consider writing Quota Share or Primary layers when robust deductibles are in place.
Target Classes
- Gaming & hospitality risks
- Public entity & municipality
- Banking & financial institutions
- Healthcare Infrastructure
- Manufacturing risks
- Pharmaceutical risks
- Steel & molten metals
- Energy & industrial risks
- Class 1 & light passenger rail
- Telecommunications & technology
- Semiconductor risks
- Power generation, utilities, onshore renewables & battery energy storage
Excluded Industry Classes
- Abattoirs, slaughterhouses, fisheries, hatcheries, chicken and egg farms
- Coastal resort properties and coastal hospitality assets
- Beachfront condos, coastal multi-family & other coastal habitational risks
- Food processing and food manufacturing risks
- Growing Crops / Standing Timber
- Marine Hull and War Coverage
- Nuclear Power Risks
- Offshore marine & offshore energy risks
- Sawmills, pulp & paper risks with black liquor recovery boiler exposure
- Underground coal mining